Savings

Q. My money is in the bank which has no or very little appreciation. I dream of retiring one day with a steady stream of income from my investments, but I also want my investment to grow in value without managing it every day. How do I achieve that?

The Beaches: If hotel room rates are growing by 5% per year, then your net profit will grow by at least the same amount or most likely even more. Based on that alone, if the property is professionally managed and maintained, then your property could appreciate by 10-20% per year. At 10% a 6 million baht investment will be worth 15.5 million baht and, at 20%, the value would be 35 million baht. At the same time, you get a monthly dividend and 30 days a year to enjoy it as you please.